.mcalc-page{--mc-blue:#2563eb;--mc-cyan:#0891b2;--mc-ink:#0f172a;--mc-muted:#64748b;--mc-line:#dbe4ef;background:#f8fafc;color:var(--mc-ink);font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}.mcalc-page *{box-sizing:border-box}.mcalc-shell{width:min(1180px,calc(100% - 32px));margin:0 auto}.mcalc-hero{padding:42px 0 50px;background:radial-gradient(circle at 85% 15%,rgba(34,211,238,.22),transparent 35%),linear-gradient(135deg,#0f172a,#172554 65%,#0e7490);color:#fff}.mcalc-breadcrumbs{display:flex;align-items:center;gap:10px;margin-bottom:30px;color:#bfdbfe;font-size:14px}.mcalc-breadcrumbs a{color:#93c5fd;text-decoration:none}.mcalc-breadcrumbs a:hover{text-decoration:underline}.mcalc-hero-grid{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:48px;align-items:end}.mcalc-kicker{margin:0 0 10px;color:#38bdf8;font-size:13px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.mcalc-hero h1{margin:0 0 18px;font-size:clamp(36px,6vw,68px);line-height:.98;letter-spacing:-.04em}.mcalc-lead{max-width:760px;margin:0;color:#dbeafe;font-size:clamp(17px,2.2vw,22px);line-height:1.55}.mcalc-hero-note{padding:24px;border:1px solid rgba(255,255,255,.18);border-radius:18px;background:rgba(255,255,255,.09);backdrop-filter:blur(10px);display:flex;flex-direction:column;gap:7px}.mcalc-hero-note strong{font-size:14px;color:#bae6fd}.mcalc-hero-note span{font-size:30px;font-weight:900}.mcalc-hero-note small{color:#cbd5e1;line-height:1.4}.mcalc-main{padding:42px 0}.mcalc-card{overflow:hidden;border:1px solid var(--mc-line);border-radius:22px;background:#fff;box-shadow:0 20px 55px rgba(15,23,42,.08)}.mcalc-card-head{display:flex;justify-content:space-between;gap:32px;padding:30px 32px 22px}.mcalc-card-head h2{margin:0;font-size:clamp(24px,3vw,34px)}.mcalc-card-head>p{max-width:340px;margin:10px 0 0;color:var(--mc-muted);line-height:1.5}.mcalc-tabs{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;padding:0 32px 22px}.mcalc-tab{min-height:52px;padding:12px 14px;border:1px solid var(--mc-line);border-radius:12px;background:#f8fafc;color:#334155;font:inherit;font-weight:800;cursor:pointer;transition:.18s}.mcalc-tab:hover{border-color:#93c5fd;background:#eff6ff}.mcalc-tab.is-active{border-color:var(--mc-blue);background:linear-gradient(135deg,var(--mc-blue),var(--mc-cyan));color:#fff;box-shadow:0 8px 24px rgba(37,99,235,.22)}.mcalc-panel{padding:30px 32px 34px;border-top:1px solid var(--mc-line)}.mcalc-panel[hidden]{display:none!important}.mcalc-panel-intro{display:flex;justify-content:space-between;gap:22px;align-items:flex-start;margin-bottom:25px}.mcalc-panel-intro h3{margin:0 0 6px;font-size:25px}.mcalc-panel-intro p{margin:0;color:var(--mc-muted);line-height:1.55}.mcalc-badge{flex:none;padding:8px 12px;border-radius:999px;background:#e0f2fe;color:#075985;font-size:13px;font-weight:900}.mcalc-fields{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.mcalc-fields label{display:flex;flex-direction:column;gap:8px;color:#334155;font-size:14px;font-weight:800}.mcalc-fields label[hidden]{display:none!important}.mcalc-fields input,.mcalc-fields select{width:100%;min-width:0;height:48px;padding:0 13px;border:1px solid #cbd5e1;border-radius:10px;background:#fff;color:#0f172a;font:inherit;font-size:16px;outline:none;transition:.18s}.mcalc-fields input:focus,.mcalc-fields select:focus{border-color:var(--mc-blue);box-shadow:0 0 0 3px rgba(37,99,235,.12)}.mcalc-fields input[aria-invalid="true"]{border-color:#dc2626;background:#fef2f2}.mcalc-optional{color:#94a3b8;font-size:12px;font-weight:600}.mcalc-error{min-height:22px;margin-top:14px;color:#b91c1c;font-size:14px;font-weight:700}.mcalc-submit{min-height:50px;margin-top:4px;padding:12px 24px;border:0;border-radius:11px;background:linear-gradient(135deg,var(--mc-blue),var(--mc-cyan));color:#fff;font:inherit;font-size:16px;font-weight:900;cursor:pointer;box-shadow:0 10px 24px rgba(37,99,235,.2)}.mcalc-submit:hover{filter:brightness(1.05);transform:translateY(-1px)}.mcalc-submit-secondary{background:#0f172a}.mcalc-result{margin-top:24px;padding:24px;border:1px solid #bfdbfe;border-radius:16px;background:linear-gradient(145deg,#eff6ff,#ecfeff)}.mcalc-result[hidden]{display:none!important}.mcalc-result h4{margin:0 0 15px;font-size:20px}.mcalc-result dl{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 24px;margin:0}.mcalc-result dl>div{display:flex;justify-content:space-between;gap:16px;padding:11px 0;border-bottom:1px solid rgba(37,99,235,.13)}.mcalc-result dt{color:#475569}.mcalc-result dd{margin:0;text-align:right;font-weight:900}.mcalc-cta{display:inline-flex;align-items:center;justify-content:center;min-height:48px;margin-top:20px;padding:12px 24px;border-radius:11px;background:#0f172a;color:#fff!important;text-decoration:none!important;font-weight:900}.mcalc-cta:hover{background:#1e293b}.mcalc-reverse{margin-top:26px;border:1px solid var(--mc-line);border-radius:14px;background:#f8fafc}.mcalc-reverse summary{padding:18px 20px;cursor:pointer;font-weight:900;color:#1e3a8a}.mcalc-reverse .mcalc-form{padding:0 20px 22px}.mcalc-disclaimer{padding:20px 22px;border-left:4px solid #0ea5e9;border-radius:10px;background:#e0f2fe;color:#0c4a6e;font-weight:700;line-height:1.6}.mcalc-info{padding:10px 0 48px}.mcalc-info-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:24px}.mcalc-info article{padding:24px;border:1px solid var(--mc-line);border-radius:16px;background:#fff}.mcalc-info h2{margin:0 0 10px;font-size:20px}.mcalc-info p{margin:0;color:var(--mc-muted);line-height:1.65}.mcalc-links{padding:42px 0 58px;background:#fff}.mcalc-links h2{margin:0 0 20px;font-size:28px}.mcalc-link-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.mcalc-link-grid a{padding:15px 17px;border:1px solid var(--mc-line);border-radius:11px;color:#1d4ed8;text-decoration:none!important;font-weight:800;background:#f8fafc}.mcalc-link-grid a:hover{border-color:#60a5fa;background:#eff6ff}.mcalc-page button:focus-visible,.mcalc-page a:focus-visible,.mcalc-page input:focus-visible,.mcalc-page select:focus-visible{outline:3px solid #f59e0b;outline-offset:2px}@media(max-width:820px){.mcalc-hero-grid{grid-template-columns:1fr}.mcalc-hero-note{max-width:360px}.mcalc-card-head{display:block}.mcalc-tabs{grid-template-columns:repeat(2,1fr)}.mcalc-fields{grid-template-columns:repeat(2,minmax(0,1fr))}.mcalc-link-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:520px){.mcalc-shell{width:min(100% - 24px,1180px)}.mcalc-hero{padding:30px 0 38px}.mcalc-breadcrumbs{margin-bottom:22px}.mcalc-hero-grid{gap:25px}.mcalc-hero-note{padding:18px}.mcalc-main{padding:24px 0}.mcalc-card{border-radius:16px}.mcalc-card-head,.mcalc-panel{padding:22px 16px}.mcalc-tabs{grid-template-columns:1fr 1fr;padding:0 16px 18px}.mcalc-tab{min-height:56px;padding:10px 8px;font-size:13px}.mcalc-panel-intro{display:block}.mcalc-badge{display:inline-block;margin-top:13px}.mcalc-fields{grid-template-columns:1fr}.mcalc-result{padding:18px 14px}.mcalc-result dl{grid-template-columns:1fr}.mcalc-result dl>div{align-items:flex-start}.mcalc-result dd{max-width:55%}.mcalc-submit,.mcalc-cta{width:100%}.mcalc-reverse .mcalc-form{padding:0 14px 18px}.mcalc-info-grid,.mcalc-link-grid{grid-template-columns:1fr}.mcalc-info article{padding:20px}.mcalc-links{padding:32px 0 42px}}@media(max-width:340px){.mcalc-tabs{grid-template-columns:1fr}.mcalc-hero h1{font-size:34px}.mcalc-card-head h2{font-size:23px}}